Pre-Qualifying The Customer:

 

1. Do you currently have a job where you have been employed for 30 days?

2. Do you have a checking account, with a debit card, used in normal fashion for 90 days?(A prepaid account or savings account is not acceptable- will not work)

3. Do you earn at least $1,200 per month before deductions?(Acceptable income: Long term disability, SSI & Retirement/ Pension)(Unacceptable income: Unemployment, Short-Term Disability,Alimony, SSI for others)

 

Answer ’Yes’ to all three questions allow you to proceed to the “Instant Approval”!

 

Self Employed: Cannot use the “Instant Approval” process but must submit recent 90 days of bank statements to OKINUS for review and approval

 

Click the Okinus logo to use our online application.

fax: (336) 856-1144

Tel: (336) 856-9944